Get your office working Dave's plan today! If not, you could be missing out on some serious savings this Christmas.
Klip2save Coupon Clipping Service
Gone are the days when you have to clip, organize and haul hundreds of coupons out the door with you. Now all you need is your trusty smartphone loaded up with the best coupon apps out there. Here are 15 of our favorite savings apps to get you started before you start tackling your Christmas list. Allow us to introduce you to Honey.
Then, you have to sift through all the possible options and test code after code.
Coupon Apps Are Great—If You Stick to Your Budget
Sometimes they work, but sometimes you strike out. Honey takes care of all that searching for you. Have you ever tried to carry around a stack of Bed Bath and Beyond coupons with you? Farewell forever, clunky coupon binder! The app will bring up a list of available coupons and sales for that specific item.
With this discount app, just scan item barcodes to find out if any rebates are available.
Death of a Coupon Clipper
Instead, upload a picture of your receipt into the app, and Ibotta will give you cash back. But you will get actual cash back in your pocket to use later on down the road—which we think is worth the wait. This app is similar to other savings apps out there that use rebates, but instead of getting cash for your points, you can redeem them for gift cards.
See what we did there? Well, Walmart will do one better than that. If you shop at Target, this thing will quickly become your best buddy. Be sure to check the Cartwheel offers in the Target app before you head into the store. Just make sure you sign up for their debit card option, not their credit card option. Think of it like Amazon with a built-in robot that helps you find the cheapest price available at any store!
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Remember to check this major coupon code hub before making an online or in store purchase. GasBuddy will search your local area and find the cheapest gas prices near you. Then all you have to do is get yourself to the pump and fill up. Dosh is a typical cash-back app, but it cuts out some of the hassle from the process. So, how does it work? Well, you link your debit card to the app, and then it watches what you purchase and dishes cash back to you accordingly.
But then again, welcome to the internet. Prescription drug costs can derail your budget quickly. Check out the GoodRx app! Just jot down the name of your prescription in the search bar along with your ZIP code. The app will show you which pharmacies in your area carry it, as well as how cheap or not it is.
Plus, they often offer extra coupons for even more savings! Where have all the good, old-fashioned coupons gone? Download the Coupons.
Rachael and her staff collect, clip, organize and file coupons, and they have more than 1 million national-brand coupons in their warehouse and shipping center at any given time. For less than five bucks, you can get a pile of the coupons you will use, with all the work done for you. If your time is valuable and searching for online coupons and trying to figure out digital downloads gives you a rash, you need to check out the Coupon Clippers.
Dear Mary: How does my daughter go about building credit?
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She is 23 years old and lives at home. She works part time as a cashier. What can she do to begin building a credit score?
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Dear Terri: She should stay away from department store cards. She needs to concentrate on getting a bank-issued credit card. Go to IndexCredit Cards. This would not present a liability to her. However, she would benefit from your good credit, as the activity on the account would be reported to her credit file.
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Another option would be a prepaid card that is linked to money you put up as collateral. In essence, she would be borrowing your cash. This would be a way to help her get started managing a credit card responsibly while still having a financial safety net. For a good secured card, her best bet is at a local credit union. It has an Mary Hunt is the founder of DebtProofLiving. Write to her at mary everydaycheapskate.